Australia 
New Zealand 
United Kingdom 
United States Grow with Zip
The buy now, pay later solution for your customers, with no sign-up fees and full payments up front for your business.
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Watch your sales grow
Increase sales
Our Zip partners experience up to 30% growth in sales, up to 70% increase in order value and up to 80% increase in repurchase rate.
Daily Settlement
Say hello to transparent calculations and daily settlements straight into your bank account.
No Fraud Risk
We take all the risk, both credit and fraud. Once a transaction is approved, you’re guaranteed the payment - we’ll deal with the rest.
Simple and Ethical Pricing
Our pricing is transparent and pay as you go with no setup fees, no minimums and no lock-in contracts.
30%
growth in sales
70%
increase in order value
80%
increase in repurchase rate
Getting started
Step One
Apply in minutes
Apply online and get feedback on your application within two business days
Step Two
Integrate
Add Zip to your payment platform for free, using an easy step by step guide for POS and e-commerce. Our integrations team will be there to support you each step of the way
Step Three
Start accepting Zip
We pay you directly to your bank account via EFT each day
Transparent Pricing
We are committed to provide clear and transparent pricing. No hidden fees and no platform or management fees.
Free integration
Whether your business is online or instore, there's usually no cost for your business to add Zip as a payment solution on supported platforms.
Know your merchant fees
You will be charged a merchant fee on successful transactions only, which will be discussed on application based on your unique business situation.
Know your transaction fees
Pay only your agreed rate. As your Zip transactions increase, your agreed rate can be renegotiated to scale with you.
No setup fees
Get started for free. It will cost you nothing to sign up and receive a Zip account for your business.
No lock in contract
Try it out for free, there is no lock-in contract. See if it works for you and your business.
No minimums
There are no disruptive minimums on payments if you don't want them. This means even more flexibility.
Integration made easy
Zip supports many leading online and POS payment platforms. So whether your business is online, instore or both - get up and running, and processing payments with ease. You can also integrate Xero with Zip to provide payment options for your invoices!
Supported e-commerce and POS platforms
Tools for your business
We work with our partners to build mutually beneficial partnerships. Check out our current Zip Partner Toolkit, to optimise the Zip customer experience.